RDF Micro Finance Development
Program (MFDP)
Micro Finance (MF) Program of RDF:
The main objective of RDF is to improve
the quality of lives of vulnerable and less privileged people of the rural
society. Since inception, RDF stands besides these helpless persons and
providing financial and technical support. Objective through using this support
one day they would be change their fates. Under the Micro Finance &
Development Program (MFDP), RDF is disbursing different kinds of loans like
Livestock, Fishery, Small Trading, micro enterprise loan, agricultural loan,
Grihayoan Karjokrom loan (house building loan). RDF is also providing technical
support to enrich the knowledge of beneficiaries so that they can effectively
and economically utilize the micro credit loan for their sustainable
earning. Up to March, 2017 RDF disbursed
Tk. 527,25,50,917
among 8,37,670 beneficiaries
under this program. Micro Finance Program is operating its program activities
through under-noted four components:
Micro Credit & Development
Component (MCDC)
Entrepreneurship Development Scheme (EDSc.)
Savings Accumulation Component (SAC)
Risk Fund (Kallayan) and Security
Component (RFSC)
Status of Microfinance since inception to till March 2017
|
|
No. of Members:
|
42,079
|
Total Borrowers:
|
37,600
|
Female:
|
37,850
|
Male:
|
4,229
|
No. of Development Team
(Sangha):
|
1,971
|
Number of Districts:
|
11
|
Number of Upazilas:
|
46
|
Number of Unions:
|
326
|
Number of Villages:
|
1,444
|
(i)
Micro Credit (MC)
Under this program, RDF
has been disbursing Micro Credit loan in the fields of fisheries, Cow rearing,
goat rearing, poultry, beef fattening, duck/hen rearing, paddy cultivation,
potato cultivation, agro-farm, vegetable cultivation, nursery, battle leaf Up
to March 2017, RDF disbursed Tk. Tk. 432,02,16,917 among 8,13,141
beneficiaries. Borrowers are using this capital in
income generating activities for their
sustainable livelihood. Now societal picture is changing gradually. The
beneficiaries are being treated in the mainstream of the society and taking
part in decision making processes. RDF
MCDC activities –
(ii) Entrepreneurship
Development Scheme (EDSc.):
Through
this component, RDF thematically approaching to its Entrepreneurship Development Scheme (EDSc.) and provide EDSc loan
basically in three sectors such as trading/off-farm, agricultural and small
manufacturing industry. Under these sectors there are so many sub-sectors like
small businesses, grocery shop, hardware store, medicine shop, photocopy &
computer training, shoe store, cloth store, fruit shop, electric &
electronic shop, sanitary shop, fertilizer & pesticides shop, rice dealer,
small restaurant, spectacle & watch shop, ready-made garments shop,
cosmetics shop, ice cream shop, departmental store/super shop, fast food,
beauty parlor, cattle farm, fish farming, robi crops, beef fattening, agro
extension farm, crab farming, furniture manufacturing, handicrafts, tailoring
shop, plastic factory, leather products manufacturer, rickshaw or car garage,
rice mill etc. RDF also makes a supply chain
linkage between seller and buyer from manufacturing to the end users for their
manufacturing products. RDF is providing EDSc loan to the small & medium entrepreneurs in the districts of Patuakhali, Barguna,
Munshiganj and Dhaka. Up to March 2017, RDF disbursed Tk. 95,23,34,000 to 24,841 small entrepreneurs.
Pictorial and statistical data of Micro Enterprise Development Component are
shown below:
(iii) Savings
Component under MF Program:
RDF has introduced Beneficiary Development
Scheme (BDS) as well as Staff Development Scheme (SDS). In addition to the
conventional weekly and monthly savings, these savings activities have been
included to protect the beneficiaries and staffs from any unexpected accidents,
devastating natural calamities etc. This fund helps them in crucial movement
when they become helpless. This fund helps them risk free living. Under the
above Component, RDF carries out the following activities:
Ø Weekly and Monthly Savings for
beneficiaries immediate capital accumulation
Ø Beneficiaries Development Scheme (BDS)
for their long term capital accumulation
Under the
Savings Component, financial positions of different saving schemes are shown
below:
Accumulated Savings up to March 2017
Saving
Criteria
|
Amount in Tk.
|
i)
Regular Savings
|
22,10,29,678
|
ii)
BDS
|
3,87,48,102
|
Total:
|
25,97,77,780
|
(iv) Risk Fund (Kallyan) under Micro Finance Program:
RDF is committed for sustainable
livelihood and risk free living of the beneficiaries. Considering this, RDF
introduced couple life insurance Risk Fund for the beneficiaries under the
MFDP. The special attributes of this scheme is, if a beneficiary dies or fall
in a severe accident, her/his spouse will get financial assistance from RDF so that
he/she can repay the unpaid loan. The information of beneficiary kallayan fund
is shown in bellow:
Beneficiary
Kallayan fund up to June 2015
Description
|
Amount (Tk.)
|
Total accumulation
|
2,03,35,060
|
Total disbursed
|
67,04,160
|
Total balance
|
1,36,30,900
|
Solar Home System (SHS) Program:
In
today’s world energy is a big issue as our traditional source of fossil fuel
and other source reducing its inventory gradually and using this source also
create environment pollution as well. Concentrating on this issue and having
concern of environment, people start searching renewable source of energy and
find that our solar power or light from sunlight can be a solution to mitigate
the problem. In world statistics, many countries already involved with this
system like USA is one of the prime examples.
15th
November 2010, RDF has signed an agreement with Infrastructure Development
Company Limited (IDCOL) of GoB bilateral project for doing work on Solar Home
System Component under the Green Resource Mobilization Program (GRMP) of RDF.
RDF vigorously started this activity and by the end of June 2013, RDF
established 221 branch offices across the country for operation. Up to April 2017, RDF
has installed a number of 1,51,730 Solar Home Systems among the users of the off-grid
areas covering 36 districts in Bangladesh. RDF’s growth rate is 75% over the
previous year and hope the growth rate will further increase in coming days. Up
to April 2017,
RDF produced 4.18 MW electricity
through Solar Home System. Pictorial
& statistical data of Solar Home System are shown below:
Date of
agreement with IDCOL:
|
15/11/2010
|
Number of
Areas:
|
26
|
Number of
Branches:
|
192
|
Number of
District:
|
47
|
Number of
beneficiaries:
|
5,31,055
|
Power
generated (KW) to the rural user level:
|
4.18 MW
|
Power saved
from National grid line:
|
4.18 MW
|
Installation
Growth Rate (%):
|
75%
|
Capacity of
the packages (WP):
|
20 WP, 40
WP, 50 WP, 60 WP, 65 WP, 75 WP, 85 WP, 90 WP
|
Monthly Sales Trend of RDF Solar Home System (SHS) during July-2015 to
June-2016
S/N
|
Name of
the Month
|
Nos. of Installation
in 2015-16
|
1
|
July
|
2381
|
2
|
August
|
1869
|
3
|
September
|
1065
|
4
|
October
|
1113
|
5
|
November
|
1139
|
6
|
December
|
663
|
7
|
January
|
687
|
8
|
February
|
796
|
9
|
March
|
916
|
10
|
April
|
781
|
11
|
May
|
409
|
12
|
June
|
276
|
Total:
|
12095
|
|
Solar Irrigation
Pumping System (SIPS) Program:
Under the
GPDP program, RDF has come forward to provide essential support to the farmers
in order to ensure incessant supply of irrigation water in the southern &
northern part of the country. The prime objective of this program is, to ensure
food security through the agricultural development and this idea is the brain
child of the CEO of RDF. Since Mr. M Golam Mostofa the CEO of RDF is from
Barguna district, he realizes the extreme necessity of proper irrigation system
for the farmers of this area and accordingly he interlinked some major elements
like modern, innovative and cost effective technology with food security issue
by the proper utilization of available resources.
As we know
that there are 1.3 million diesels driven and 0.4 million electricity operated
irrigation pumps are functioning in agriculture sector in Bangladesh. For
operating these pumps huge diesel and electricity is required. On the other hand
price hike is a major dilemma to continue irrigation through diesel or
electricity. So this is high time to search for third option of source of
energy to keep the irrigation pumps running for the greater national interest
of reducing food insecurity.
Considering
the overall scenario and based on the social commitment RDF tagged Solar
Irrigation Pumping System (SIPS) with food security issue of the coastal
districts and accordingly RDF have inaugurated SIPS component under its Green
Power & Development Program (GPDP). RDF believed that if adequate and
proper irrigation is ensured the crops production rate will be higher and thus
food security can be ensured. These are the elements which are correlated with
each other.
The
Honorable Governor of Bangladesh Bank, Dr. Atiur Rahman with the potential
CEOs’ and DMDs’ of Rupali Bank Ltd. Mutual Trust Bank Ltd. NCC Bank Ltd.
Shahjalal Islami Bank Ltd. Mercantile Bank Ltd. inaugurated RDF Solar
Irrigation Pumping System (SIPS) on 17th July 2010. Governor’s visit
followed significant impact on more agricultural production in the coastal
area. The people of the project area are now well organized, well trained and
efficient in agricultural production. Crops production of the said project has
increased and family relationship and ties among the villagers are now being
developed.
The success
story of SIPS encouraged RDF to move forward aggressively and on that
consequence RDF has successfully installed another 139 SIPS in Barguna,Patuakhali, Kushtia, Meherpur,
Chuadanga & Panchagarh
districts. These 139 SIPS are covering about 13,535 Bighas of land for ensuring 3 cycles of
production in a year in the said areas to maximize the crops production. The
long term objective of RDF is not only addressing the food security but also to
supplement Govt’s efforts in reducing power crisis and import of fuel. It is
worth mentioning to note that RDF is not only the pioneer but also the first in
the SAARC countries to install solar irrigation pumping system.
According
to the draft policy of renewable energy, a target has been set by Bangladesh
government for generating 5% of total electricity by the year 2015 and 10% by
the year 2020 from renewable energy source. Power division has taken an
initiative of generating “500 megawatt solar energy development program”
utilizing immense potentiality of solar energy, which has been approved by the
Honb’le Prime Minister of Bangladesh. Under this program Power division has
taken initiative for Solar Irrigation Program of replacing 18,000 diesel
driven agriculture irrigation pumps by solar irrigation pumps (Ref. No.
27.00.0000.093.33.014.12.226 of Power Division of Ministry of Energy and
Mineral Resources, People’s Republic of Bangladesh).
In view of
the above situation, it is now the appropriate time to take the advantage of
this discovered and endless energy source to use in agricultural sector of
Bangladesh. Soon enough, when the fossil fuels will run short, we will have to
go back to the renewable sources for our every need. Other countries of the
world has engaged themselves with this modern technology long before.
During up to 2017, RDF installed 139
plants at different parts of the country and in future RDF management has
decided to install 500 more SIPS plants in greater Kushtia region under its
Green Resource Mobilization Program (GRMP). Pictorial and statistical data of
SIPS are shown below:
Solar
Irrigation Pumping System (SIPS) at a Glance under GPDP up to 2017
District Coverage:
|
Barguna, Patuakhali, Kushtia, Chuadanga, Meherpur & Panchagarh
|
Plant installed area:
|
Nilganj, Tiakhali, Shikarpur.
|
Plant Installed:
|
139
|
Plant Installation in process:
|
100
|
Number of Landlord involved:
|
536
|
Number of Tenants involved:
|
178
|
Number of labors involved:
|
207
|
Quantity of Lands under Cultivation:
|
13535 Bighas
|
Average capacity of pump:
|
7,50,000 Liters/per day
|
Average No. of solar panel per pump:
|
48
|
No. of Direct Beneficiary
|
37104
|
The use of traditional fuel is increasing day by
day as population is growing with uneven pace which also assert a situation
that using traditional system of cooking also indicate that low efficiency of
traditional stove because fame of fire does not burn completely, appreciable
quantities of irritants, contaminant and carcinogens are released in the
kitchen environment and these pose a major threat to the respiratory system of
the users. Considering these facts, it is necessary to give up the use of traditional
fuel to protect vegetation.
Improved cooking stove can mitigate this
situation though it is not the full solution but considering economic and
health aspects it can work, instead of traditional biomass cook stove.
In the year 2009, RDF with the assistance of GIZ
& in the year 2010
IDCOL introduced Improved Cooking Stove (ICS) which is environment friendly and
safe for the users. Among many other advantages, ICS also saves 20%-30% of fuel
for cooking purpose. With the assistance of GIZ; RDF installed 26,410 Nos. of
ICS for 1,05,640 individual
beneficiaries.
Till April 2017, RDF installed 61,952 Nos. of ICS covering 5 districts, 13
upazillas in Bangladesh with assistance by IDCOL for 2,16,832
individual beneficiaries.
Benefits of
ICS use in Rural Households:
·
ICS reduces smoke emission and health hazards especially
·
It makes air pollution free environment.
·
Improved Cooking Stove saves 50% fuels compared to traditional ones.
·
Considering chimney stove, flue gases are also taken out of the kitchen
so that the kitchen becomes more comfortable for the cook and ensure hygiene
factor
·
Save cooking time and ensuring testy food
·
Less blackening of the utensils
·
Saving of fuels and portable stove can be shifted easily during rainy
season
·
This system reduces cost of wooden fuel.
·
It is good for mother and child health.
RDF
Training & Research Program (TRP)
1. Inhouse
Institutional Training Activities:
RDF in
house Institutional Training Activities conducts two types of trainings –
(a)
Training for RDF own Staff & Personnel;
(b)
Training for RDF Beneficiaries in various components;
Under the
training activities, RDF provides 46 different trainings to its staffs & 21
different trainings to its beneficiaries on regular basis. A number of 55
Master Trainers who have completed ToT courses on different training modules
are always providing training which is the strength & capacity of RTRC.
Training modules are also designed & developed by the Master Trainers of
RDF.
(a) Training for RDF own Staff &
Personnel:
RTRC conducts different kinds of
training sessions for RDF staffs to develop their capacity & skills. From
2008 to till April 2017, RTRC has provided various kinds of training to 3,587
Nos. of staffs in the following 46 different trainings titles:
Sl.#
|
Training
Titles
|
Duration
|
1
|
Improving Participatory Managerial
Skills
|
5 days
|
2
|
Professional Book keeping &
Accounting Management
|
5 days
|
3
|
Fisheries, Agriculture &
Livestock Management
|
2 days
|
4
|
Small Entrepreneurship Development
Management
|
2 days
|
5
|
Human Rights & Good Governance
|
3 days
|
6
|
Solar Home System Operation &
Technical Issues
|
2 days
|
7
|
Improved Cooking Stoves Operation
& Technical Issues
|
2 days
|
8
|
Solar Irrigation Pumping System
Operation & Technical Issues
|
3 days
|
9
|
Hygiene Promotion & Environment
Protection
|
3 days
|
10
|
A forestation & Nursery
Management
|
3 days
|
11
|
Search & Rescue and Disaster
Management
|
3 days
|
12
|
Basic Training on First Aid
|
3 days
|
13
|
Competency Based Economics &
Formation of Enterprise (CEFE)
|
4 days
|
14
|
Microfinance Operations &
Management
|
5 days
|
15
|
Climate Change & Disaster
Management
|
5 days
|
16
|
Household level Disaster Preparedness
|
5 days
|
17
|
Basic Training on Climate Change
& Adaptation
|
3 days
|
18
|
Training On Staff Skill Development
|
5 days
|
19
|
Training On Staff Skill Development
|
5 days
|
20
|
Training On Staff Skill Development
|
5 days
|
21
|
Training On Staff Skill Development
|
5 days
|
22
|
Training On Staff Skill Development
|
5 days
|
23
|
Training On Staff Skill Development
|
5 days
|
24
|
Training On Staff Skill Development
|
5 days
|
25
|
Training On Staff Skill Development
|
5 days
|
26
|
Basic Training On Microcredit for New
Staff
|
3 days
|
27
|
Training On Staff Skill Development
|
5 days
|
28
|
Training On Staff Skill Development
|
5 days
|
29
|
Training On Staff Skill Development
|
5 days
|
30
|
Training On Staff Skill Development
|
5 days
|
31
|
Training On Due Recovery
|
4 days
|
32
|
Training On Staff Skill Development
|
5 days
|
33
|
Training On Staff Skill Development
|
5 days
|
34
|
Training On Staff Skill Development
|
5 days
|
35
|
Training On Accounts Management
|
4 days
|
36
|
Training On Staff Skill Development
|
5 days
|
37
|
Orientation for Wholesale
|
2 days
|
38
|
Training On Foundation Under
Microcredit
|
5 days
|
39
|
Training On Foundation Under
Microcredit
|
5 days
|
40
|
Training On Foundation Under Green
Credit
|
5 days
|
41
|
Training On Foundation Under Green
Credit
|
5 days
|
42
|
Training On Foundation Under Green
Credit
|
5 days
|
43
|
Training On Staff Skill Development
|
5 days
|
44
|
Training On Staff Skill Development
|
5 days
|
45
|
Training On Staff Skill Development
|
5 days
|
46
|
Training On Staff Skill Development
|
5 days
|
(b) Training
for RDF Beneficiaries:
RTRC
conducts different kinds of training courses for the beneficiaries of RDF for
their sustainable livelihoods as well as their individual capacity building.
From 2009 to till April 2017, RTRC has provided trainings to a big number of 24,609 beneficiaries in the following
courses:
Sl.#
|
Training Titles
|
Duration
|
1
|
Training
on Homestead Vegetable Production & Marketing
|
4 days
|
2
|
Training
on Poultry Mini Firm Operation, Management & Marketing
|
3 days
|
3
|
Training
on Goat Rearing & Disease Control
|
3 days
|
4
|
Training
on Small Business Management
|
3 days
|
5
|
Training
on Forestation Nursery Management
|
3 days
|
6
|
Training
on Cow Rearing, Management & Vaccination
|
3 days
|
7
|
Training
on Crops cultivation & Marketing
|
5 days
|
8
|
Training
on chick & duck rearing & Marketing
|
5 days
|
9
|
Training
on use of Solar Home System & Technical
Issues
|
3 days
|
10
|
Training
on Disaster Preparedness & Management
|
3 days
|
11
|
Awareness
Training for School Level Students (Hygiene Promotion, School Sanitation,
Climate Change and Nutrition)
|
3 days
|
12
|
Basic
Training on First Aid & Conscious Raising
|
3 days
|
13
|
Training
on Search and Rescue
|
4 days
|
14
|
Competency
Based Economics & Formation of Enterprise (CEFE)
|
5 days
|
15
|
Training
on Health, Sanitation and Hygiene Promotion
|
5 days
|
16
|
Training
on Pond Fish Culture & Nursery Management
|
4 days
|
17
|
Training
on use of Improve Cooking Stoves &
Technical Issues
|
3 days
|
18
|
Training
on Pest Management & Disease Control
|
3 days
|
19
|
Basic
training on First Aid
|
3 days
|
20
|
Basic
training on First Aid
|
3 days
|
21
|
Basic
training on First Aid
|
3 days
|
Below
matrix shows year wise executed training picture:
S/N
|
Year
|
Beneficiary Training
|
Staff Training
|
1
|
2008
|
0
|
25
|
2
|
2009
|
560
|
40
|
3
|
2010
|
4825
|
150
|
4
|
2011
|
5758
|
500
|
5
|
2012
|
6123
|
1074
|
6
|
2013
|
7193
|
402
|
7
|
2014
|
50
|
937
|
8
|
2015
|
50
|
149
|
9
|
2016
|
50
|
220
|
10
|
2017
|
0
|
90
|
Total:
|
24,609
|
3,587
|
|
2. Training
Activities by the Donor Fund:
RDF
organizes various training sessions in its RTRC with the assistance of various
national and international donors and reputed organizations for its
organizational beneficiaries and staffs; namely Institute of Microfinance
(InM), German Development Cooperation (GIZ), Infrastructure Development Company
Limited (IDCOL) etc. The following training courses have been providing:
Sl.#
|
Training Titles
|
Duration
|
Donor
|
1
|
Improving
Participatory Managerial Skills
|
5 days
|
InM
|
2
|
Book
keeping & Accounting Management
|
5 days
|
InM
|
3
|
Fisheries,
Agriculture & Livestock Management
|
2 days
|
BLRI, BFRI, GIZ
|
4
|
Small
Entrepreneurship Development
|
2 days
|
GIZ
|
5
|
Human
Rights & Good Governance
|
3 days
|
DANIDA
|
6
|
Solar
Home System Operation & Technicals
|
2 days
|
IDCOL
|
7
|
Improved
Cooking Stove & Environment
|
2 days
|
GIZ
|
8
|
Solar
Irrigation Pumping System Operation & Technicals
|
||
9
|
Hygiene
Promotion & Environment Protection
|
3 days
|
GIZ
|
10
|
A
forestation & Nursery Management
|
3 days
|
GIZ
|
11
|
Disaster
Management & Preparedness
|
4 days
|
GIZ
|
12
|
Competency
Based Economics & Formation of Enterprise (CEFE)
|
5 days
|
GIZ
|
13
|
Microfinance
Operations & Management
|
5 days
|
GIZ
|
14
|
Climate
Change & Safe Livelihoods
|
3 days
|
GIZ
|
Training
Center
RTRC is
one of the separate and independent wings of RDF which is located at RDF TOWER,
Police Line Sarak, Barguna-8700. A senior personnel of RDF e.g; one Deputy
Director is the Head of the RTRC. A number of 60 personnel including trainers
and researchers are working under RTRC.
The
organization has its own 10 storied RDF TOWER in Barguna district town
measuring 60,000 sq.ft floor area. The RTRC has 4 Nos. of training centers and
out of four, 3 training centers are in 3rd floor of RDF TOWER and
one is in the 1st floor of its old building of RDF Head Office. A
number of 200 people can receive training and enjoy other necessary facilities
at a time in the RTRC of RDF TOWER.
The name
and capacity of the training centers:
S/N
|
Name of the Training Centers
|
Each Area in Sq. ft
|
Capacity in Person
|
01.
|
Bishkhali
|
915
|
55
|
02.
|
Payra
|
650
|
35
|
03.
|
Boleshwar
|
1250
|
85
|
04.
|
Andharmanik
|
600
|
40
|
05.
|
Lobby & Refreshers Room
|
1150
|
70
|
06.
|
Trainers & Refreshers Room
|
300
|
15
|
RTRC Training Modules
Sl.#
|
Training
Titles
|
Duration
|
1
|
Improving
Participatory Managerial Skills
|
5 days
|
2
|
Professional
Book keeping & Accounting Management
|
5 days
|
3
|
Microfinance
Operations & Management
|
5 days
|
4
|
Climate
Change & Disaster Management
|
|
5
|
Training
on Homestead Vegetable Production & Marketing
|
4 days
|
6
|
Training
on Poultry Mini Firm Operation, Management & Marketing
|
3 days
|
7
|
Training
on Goat Rearing & Disease Control
|
3 days
|
8
|
Training
on Small Business Management
|
3 days
|
9
|
Training
on Forestation Nursery Management
|
3 days
|
10
|
Training
on Cow Rearing, Management & Vaccination
|
3 days
|
11
|
Training
on Crops cultivation & Marketing
|
5 days
|
12
|
Training
on chick & duck rearing & Marketing
|
5 days
|
13
|
Training
on use of Solar Home System & Technicals
|
3 days
|
14
|
Training
on Disaster Preparedness & Management
|
3 days
|
15
|
Awareness
Training for School Level Students (Hygiene Promotion, School Sanitation,
Climate Change and Nutrition)
|
3 days
|
16
|
Basic
Training on First Aid & Conscious Raising
|
3 days
|
17
|
Training
on Search and Rescue
|
4 days
|
18
|
Competency
Based Economics & Formation of Enterprise (CEFE)
|
5 days
|
19
|
Training
on Health, Sanitation and Hygiene Promotion
|
5 days
|
20
|
Training
on Pond Fish Culture & Nursery Management
|
4 days
|
21
|
Training
on use of Improve Cooking Stoves & Technicals
|
3 days
|
22
|
Training
on Pest Management & Disease Control
|
3 days
|
Training Equipments & Logistics
RDF
has already established a training department in its head office at RDF TOWER,
Barguna for managerial, technical, Income Generating Activities related and
motivational training service delivery for staffs and Beneficiaries level as
well. Complete set of adequate training equipments & logistics are
available for the smooth functioning of all trainings. A table showing the
details of training equipments & logistics of RDF training centers:
Training
Equipments & Logistics for Smooth Training Delivery
S/N
|
Name of the Equipments
|
Quantity
|
01.
|
Multimedia
Projector with screens
|
03
|
02.
|
Laptop
with internet connection
|
03
|
03.
|
Over
Head Projector
|
02
|
04.
|
Conferencing
System
|
02
|
05.
|
White
Board
|
16
|
06.
|
Push
Board
|
12
|
07.
|
Flip
Chart Board
|
09
|
08.
|
Video
Camera
|
04
|
09.
|
Digital
Camera for Still Picture
|
03
|
10.
|
Video
Cassette Recorder
|
01
|
11.
|
OTOBI
Table & Chair for Trainers
|
Sufficient
|
12.
|
OTOBI
Training Chairs for Trainees (For 280 participants)
|
Sufficient
|
13.
|
Water
analysis Kit Box, Testing Meters
|
03
|
14.
|
Life
Boya-2, Big Ladder-1, First Aid Box-2, Life Jacket-14, Stretcher-1, Aluminum
Water Pot-10 for Search & Rescue Training
|
Sufficient
|
15.
|
Tools
Box, Multi meter for SHS Training
|
05
|
16.
|
Micro
Bus (Brand: TOYOTA) for beneficiary transportation
|
01
|
17.
|
Danish
Boat for beneficiary transportation
|
01
|
18.
|
Auto
Bike
|
01
|
RDF
Social Mobilization and Development Program (SMDP)
Components
of Social Mobilization & Development Program (SMDP) are:
(i)
Women Development
(ii)
Pre-schooling & Child Education
(iii)
Protection & Promotion of Rakhaign Community Rights
(iv)
Adult & Adolescents Girls
Development Education
(v)
Human Rights & Good Governance
(vi)
Health, Sanitation & Social
Awareness
(vii)
‘Grihayon Karjokrom’ (small house building) through Bangladesh Bank
(i)
Women Development:
RDF’s one of the major objectives is
empowerment of women. In Bangladesh about 50% of the total populations are
women, so their active participation is needed for themselves as well as for
development of the society. RDF believes
through engage in income generating activities women can contribute
to their sustainable livelihood and by
taking education on health care, legal
rights, able to change them in a positive direction. Therefore to achieve the
vision RDF has been operating several income generating activities for women’s
development like mini poultry farm, homestead gardening, duck rearing, chicken
rearing, goat rearing, small grocery shops etc. 26,700 women beneficiaries have achieve their sustainable
livelihood by the women developments activities. Resulting women beneficiaries are strongly
benefited through model village poultry activities. At present scenario of
Barguna and Patuakhali districts are shifting. Duck chicken and goat rearing is
common portrait of these areas. All the beneficiaries are now skilled in
poultry management and disease control. Community based poultry and livestock
management has taken place through these activities.
Besides these activities, RDF has
organized trainings on disaster management, health and hygiene consciousness,
capacity building on different income generating activities for the female
beneficiaries to ensure sustainable livelihood development. Surprisingly the
measurable impacts of all the development activities are reflecting in their
daily lives as well as society. Now the beneficiaries are strong enough in any
decision making to their families and society. They are now sending their
children in schoolThe society is transforming in positive directions gradually.
Their economic condition and outlook have changed. RDF is striving hard to
bring this kind of positive changes in the society. By these development
activities, RDF has enclosed isolated populations in the mainstream of the
society. Every woman under RDF’s program got their own identity and surprisingly
some of them are taking the leading role in the society by participating in
local government election. Presently one of woman beneficiary is acting as
Union Parishad member as well as Upazila women Vice Chairman also.
RDF has several activities on Women
development component:
·
Motivation
campaign to Mother and Child Health
·
Motivation
campaign for Natural Family Planning
·
Action
program for Child and Adult Education
·
Civil
Society's Awareness Development
Achieved activities of Women
Development up to June 2013
Activity
|
No. of Beneficiaries
|
Women
sustained:
|
26,700
|
Women
received training:
|
24,071
|
Skilled women in disaster management:
|
10,376
|
Skilled women in social activities:
|
3,454
|
Activity
|
Percentage
|
Skilled women in agriculture:
|
82%
|
Women in education:
|
100%
|
Health & hygiene consciousness:
|
100%
|
Marketing capacity building:
|
100%
|
Alternative IGA established in
fishing communities:
|
81%
|
Rakhaign women involved in
alternative IGA:
|
80%
|
(ii)
RDF
Pre-schooling and Child Education
The devastating cyclone in 1970, “SIDR”
of 2007 and AILA of 2009 in southern coastal belt of Bangladesh brought immense
sufferings of the people; killed thousands of lives, cattle, and goat,
destroyed natural resources like crops, plants, damaged houses and household’s
commodities. According to the government report, observations
and the daily newspapers, severely affected district was
Barguna which is situated close to the sea. Based on the extent of the damage,
RDF, being a philanthropic and development organization is committed to help
the cyclone affected people.
With
the assistance of Grameen Phone, RDF established two cyclone shelters where
3000 people can take shelter Shelter were built to provide duel services.
During cyclone, affected people will take shelter and wide-ranging to be use as
school for children. 30 children, aged 4-5 years get chance every year for
non-formal pre-school education before going to formal education in primary
schools. RDF is also providing education materials like dress, pencil, books
etc to those students. Till June 2013, RDF provided non-formal education
support to 270 students.
(iii)
Protection
& Promotion of Rakhaign Community
Rights:
Through this component, RDF is working
for the Rakhaign ethnic community at
Taltoli Upazilla of Barguna district. Their heritage is day by day
departing out
of sight. To bring back the heritage of Rakhaign
community, RDF stood besides that community and has been working for the
protection of their rights, mother language, education, culture. RDF is also
providing micro credit to the Rakhaign
communities for manufacturing their years-long traditional handmade handicrafts
which have good demand in local, national and international markets. RDF also
makes a supply chain linkage between seller and buyer from manufacturing to the
end users for their manufacturing products. Through the support from RDF, they
are earning more. Resulting their socio-economic condition is changing
gradually. Frustrations have moved out and now they have become more hopeful
about their future lives.
RDF
established 7 non-formal schools for Rakhaign
community that is completely run by 7 Rakhaign women teachers. In every year,
200 students receive non-formal education from these schools and till June
2013, RDF has provided support to 1,250
Rakhaign students. It is encouraging to note that 7 unemployed Rakhaign young ladies are employed as
school teacher.
(iv) Adult & Adolescent Girls
Development Education under ‘Kishori Shonglap’ Component:
Under this component, RDF has another
non-formal education program adult/aged women and adolescent girls. They are
trained up in various income generating activities like tailoring, handicraft,
small grocery shops, poultry and livestock rearing, homestead gardening etc.
RDF also educates these adolescent girls about child and women rights, hygiene,
family planning and health-care activities, sanitation, equality between male
and female child, affects of dowry, family act, bad impact on early marriage,
divorce, necessity for marriage registration, birth registration, child &
mother health issue, STD/HIV/AIDS, disaster management, different kinds of
government and non-government services available in their locality. Under this
activity, till June 2013, RDF has already provided support to 1,200 adolescent girls.
At a glance Non formal education and Kishori Shonglap scenario up to June 2013
Non Formal Primary
Education
|
Kishori Shonglap
|
|||
Duration
|
Up to-2013
|
Duration
|
Up to-2013
|
|
School
|
02
|
Shonglap
Center
|
10
|
|
Total Student
|
60
|
Age
limit (in year)
|
11 -17
|
|
Boy
|
24
|
Total
adolescent
|
300
|
|
Girl
|
36
|
Graduated
Girl
|
300
|
|
Graduation
|
48
|
IGA
Training
|
43
|
|
Age limit( in year)
|
4 -5
|
Drop
Out
|
0
|
|
Total Village
|
04
|
Total
village
|
10
|
|
Union
|
Naltona, Rayhanpur
|
Union
|
Fuljhuri,
Gourichanna
|
|
Upazila
|
Barguna Sadar & Patharghata
|
Upazila
|
Barguna
|
|
(v) Human
Rights & Good Governance (HRGG) Component Under SMDP:
Women’s empowerment is the demand of
present time for development. One of the main objectives of RDF is Women
empowerment. About 50% of the country’s
total populations are women. Keeping those women outside, we can not develop
the society. So their active participation is necessity for development of the
society. With this aim in mind, RDF got these women involved in different
income generating activities to earn at a sustainable level and educate them
about health care, legal rights. RDF is not only providing micro credit to the
women but also providing technical support for income generating. Since the
women are earning at a sustainable level, they are now raising their voices,
establishing their rights to their community.
Gradually the society is changing in a positive direction. Women’s
empowerment in the society is increasing day by day.
An internal chain and relation among
the beneficiaries of various program activities in the service sector has
already been established for women empowerment especially in the coastal area.
· Establish
children rights of the fishing community through awareness building
· Establish
women rights though income generating
· Establish
ethnic Rakhaign Communities land
rights through legal aid supports
· Establishment
of ethnic Rakhaign Communities
cultural rights through legal aid supports
· Advocacy
for establishment of Rakhaign
Communities education and environmental right
· Establish
rights other minorities’ communities in Bangladesh so that they can raise their
strong voices to the communities and also government level
(vi) Health,
Sanitation & Social Awareness Component Under SMDP:
One of the main objectives of RDF is to
build awareness and provide adequate support to the beneficiaries in the areas
of water sanitation, disaster management. With this aim in mind, RDF has been
providing awareness building and motivational support service to the poor
beneficiaries on health, nutrition, sanitation, arsenic mitigation, personal
hygiene and environment. RDF has organized the following specific health
services to the vulnerable people of the project area:
- Awareness raising and health services: Built awareness on Primary Health Care. RDF staffs disseminate messages and aware people about the services for them. RDF actively participated and celebrated different health related national and international days such as national immunization, Sanitation week, Family planning observance, National disable day, National Nutrition day etc. Till June 2013, for getting fresh water RDF established 126 Deep Tube wells for their beneficiaries.
- RDF has been working with NGO-Forum for drinking fresh water supply and sanitation since inception of the organization in 1993. For this purpose RDF established 4 Village Sanitation Centers in different working areas for supplying hygienic latrines by producing rings, slabs, fencing and sheds.
- From 1993 to till June 2013 there are about a number of 1741 water-sealed sanitary latrines distributed among poor beneficiaries at a minimum cost. It is noted that people in the area did not know how to use the sanitary latrine and necessity of water sanitization. For which RDF organized several trainings, workshops and counseling sessions how to use the sanitary latrine, their use and advantages/disadvantages.
- The people of the coastal area usedto drink river, pond water. As a result, they are affected by various water contaminated diseases. The situation becomes worse when cyclone hit the areas. With this aim in mind, RDF makes the people consciousness about the advantage of safe drinking water to prevent from water contaminated disease.
(vii)
‘Grihayon
Karjokrom’ (Small House building activities) through Bangladesh Bank
RDF
main objective is to stand beside the helpless and distress people. These
helpless and distress people have no financial capacity to build their own
houses. With this aim in mind, RDF constructed small houses for these helpless
beneficiaries with a minimum interest rate under the finance of Bangladesh
Bank. Bangladesh Bank was very kind enough to provide this loan at a minimum
interest rate and with this financial assistance RDF has been implementing
Grihayon Karjokrom (small house building activities) for the rural poor people
since 2004 in Barguna and Munshiganj districts. RDF is providing both financial
and technical supports and made 250
small houses for their beneficiaries till June 2016. Newly 150 houses
building activity has started from April-2017.
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